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Core Innovation Capital

Los Angeles, CACORE-INNOVATION-CAPITAL
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Dossier Summary

Fintech venture firm focused on inclusive financial services that expand access to underserved consumers.

Classification
Slugcore-innovation-capital
HQLos Angeles, CA
Stage FocusPrimarily Series A and B fintech investments, with strong…
Intel StatusAccepting submissions
🔥 BERNIE'S HOT TAKE

Core Innovation Capital is genuinely mission-driven about financial inclusion, which is rare in a space full of fintech tourists. Arjan Schutte actually knows traditional banking inside and out, so he can spot real opportunities to serve underserved markets. The downside? They can be painfully slow decision-makers and their fund size means they're not writing massive checks. They're also heavily concentrated in fintech, so if that's not your vertical, keep walking. Portfolio companies generally speak well of their support, but expect a very hands-on, sometimes micromanaging style.

KEY TAKEAWAYS
  • Best for: Fintech founders solving real financial inclusion problems
  • Watch out for: Slow decision-making process and heavy operational involvement
  • Known for: Deep fintech expertise and genuine mission alignment
Investment Thesis

Core Innovation Capital focuses on fintech companies serving underbanked and underserved communities, particularly those addressing financial inclusion. They invest in startups that democratize access to financial services through technology.

Stage & Sector Focus

Primarily Series A and B fintech investments, with strong focus on financial inclusion, digital banking, lending platforms, and payments for underserved markets. Portfolio shows consistent backing of minority-led and diverse founding teams.

Notable Portfolio
GreenlightUnifimoneyNova CreditDaveAmountMoneyLionTalaBranch
Key Partners
Arjan Schutte
Managing Partner

Former McKinsey consultant and Standard Chartered executive who founded Core Innovation Capital. Known for his focus on financial inclusion and has deep relationships in traditional finance. Founders say he's strategic but can be slow to make decisions.

Ana Gonzalez Ribeiro
Principal

Former Goldman Sachs investment banker with expertise in fintech M&A. Joined Core from corporate development roles and brings institutional finance perspective. Respected for her diligence process.

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